Here’s How It Works

The owner financing process is actually pretty simple.

First, Join our property list and tell us what type of home you’re looking for, your budget, etc

1. Contact us for detailed information about the home you are interested in and our financing options. You may submit an application at this time if you have already looked at the property and want to speed up the process to help ensure no one else buys the property.
2. After inspecting the home thoroughly, you will contact your representative to provide any needed documents and to complete your financing application. They will submit your application to our financing department for approval. This is simply to ensure your ability to pay for your protection. Upon approval, you will be required to make a deposit to hold the property and your representative will contact you with the details of your new home purchase.
3. Once you are approved, the contract process begins, and you will be contacted by our closing service to arrange for the convenient signing of your documents. During the signing process, you will deliver your down payment to the notary along with your debit card information which is required for the delivery of your monthly payments. The signing of the property removes the home from the market,t and you may secure the property, remove the signs, and MOVE IN!
4. You will receive an envelope or email containing your finalized Land Contract purchase agreement within 2 weeks.

If you have any concerns about the property’s condition, discuss them with your representative during your inspection. All homes are sold “As Is,” which simply means we will not be making any repairs or improvements before the sale. This does not necessarily mean there is anything wrong with the home, but we do not provide guarantees or warranties regarding its condition or livability.

We strongly recommend that you inspect the home before making a down payment. If you do not qualify, your down payment will be refunded.

Do not hesitate to contact us to know more or if you have any questions! Cima Real Estate is here to support you every step of the way throughout the process.