Author: Admin

The most common question I get from people who need to sell quickly is whether buying their next house will take months. They’ve heard horror stories. They’ve also heard about people who found something in a week. Neither story is the whole picture. The full process — from your first mortgage conversation to keys in … Continued

Seller Financing: Understanding Property Tax Responsibilities In most cases of owner financing, it is the buyer who pays the property taxes. The buyer is the equitable owner and is entitled to use and occupy the property. The buyer assumes the obligation to pay the property taxes. But here’s where it gets complicated. Owner financing means … Continued

Your mortgage application has been denied. Once more. The lender checked your credit score and basically said, “Thanks, but no thanks.” But here’s what they don’t tell you: FHA loans are the most popular for customers with lower credit ratings. Because they allow scores as low as 500, FHA loans are the most prevalent option … Continued

People who are buying or selling a home and are looking into other ways to pay for it need to know how owner financing interest rates operate. With seller financing, you can arrange deals that are more flexible than with regular loans from banks and other institutions. Instead of needing to fit within a bank’s … Continued

If you want to buy or sell property in Texas without going through a bank, you need to know the laws of owner financing. This type of financing, where the owner acts as the lender, might provide you with a lot of choices for how to pay, but it also has some legal constraints. Texas … Continued

Owner financing is a one-of-a-kind approach to buying property in Texas that doesn’t require going through a bank and lets the buyer and seller deal with each other directly. A lot of people appreciate this other way to receive money because it doesn’t have as high credit standards, and the terms can be adjusted. But … Continued